The job offer text and the task scam
A recruiter text for a job you never applied for, with good pay and no details, is probably a scam. The FTC's rule: never pay to get paid or get a job.1
Text Message
Today 9:41 AM
Hi, I'm a recruiter with a company you know1. We're hiring for a remote position as an online assessor2. Pay is $300 per day3, flexible hours.
Reply YES if interested4
Rebuilt from the FTC's April 2026 alert. The pay figure is ours, for illustration. Checked 28 October 2026 against the sources.
How the task scam works
The FTC calls these gamified job scams. About 20,000 people reported them in the first half of 2024, against about 5,000 in all of 2023.3
- Simple tasks.You like videos or rate product images in an app, often in sets of forty.3
- A small payout.Early on you may really get a little money, which builds trust.3
- A deposit to keep going.You're told to "charge up" your account with your own money, often cryptocurrency, to finish tasks and withdraw.3
- Nothing comes back.The earnings aren't real, and deposits aren't returned. If you hesitate, you may be added to a group chat with fake success stories.3
Two versions to know
Reported job scam losses topped $220 million in the first half of 2024.3 Phony job offers were the second most reported text scam that year.4
If money already left your account
How you paid decides who to call first. Call today.6
| You paid by | Contact right away |
|---|---|
| Credit or debit card | Your card issuer or bank, on the number on the card, and ask for a refund. |
| Bank transfer or Zelle | Your bank or credit union. Ask them to reverse the payment. |
| Payment app | The app. Report the payment and ask for a reversal. |
| Gift card | The card's issuer, on the number on the card. Keep the card and the receipt. |
| Wire transfer | The wire transfer company. Say it was a scam and ask for a refund. |
| Cryptocurrency | The exchange or crypto ATM operator, then the FTC at ReportFraud.ftc.gov. |
Questions people ask
Is a job offer by text always a scam?
An unexpected text for a job you didn't apply for, with pay but no description, matches the scam the FTC describes. Whatever the offer, never pay to get a job or to get paid.1
More scam examples
- Unpaid toll textA small toll, a late fee and a link.
- USPS package textA delivery problem and a redelivery fee.
- How to report a scamWhere each kind of scam goes, in the US and the UK.
- "Wrong number" textA friendly stranger who turns to investing.
- Fake Geek Squad renewal emailHundreds of dollars, call within 24 hours.
- PayPal invoice scamAn invoice you never ordered, sent through PayPal.
- Fake bank fraud alert"Reply YES or NO", then a call.
- IRS scam texts and emailsA refund you weren't expecting, or a threat.
- Amazon scam texts and emailsA purchase or account problem that isn't real.
- Crypto romance scamA new friend with a trading app.
- All nine examplesThe home page, with every scam side by side.
Sources 6
- That job offer text is probably a scam (30 April 2026), Federal Trade Commission, Consumer Advice. Read 28 October 2026.
- How To Recognize and Report Spam Text Messages (July 2022), Federal Trade Commission, Consumer Advice. Read 28 October 2026.
- Paying to get paid: gamified job scams drive record losses (Data Spotlight, 12 December 2024), Federal Trade Commission. Read 28 October 2026.
- Top text scams of 2024 (Data Spotlight, 14 April 2025), Federal Trade Commission. Read 28 October 2026.
- How to recognize common bank and money scams, Wells Fargo. Read 28 October 2026.
- What To Do if You Were Scammed (June 2026), Federal Trade Commission, Consumer Advice. Read 28 October 2026.
Every example is rebuilt from an official alert and made safe, and every source shows the day we read it. How we check